🇮🇳 GovFitAI
🇮🇳 GovFitAI
Count notes & coins, track customer udhari, manage daily register and calculate GST — all in one free app. No login. No internet. No data upload. Ever.
The complete business app for Indian shopkeepers, traders & small business owners. Cash counter · Udhar ledger · Daily register · GST calculator.
Udhari Book — Cash & GST Calc is a free Android app made for Indian shopkeepers, kirana store owners, traders, and small business owners. It brings together four powerful tools in one place — a cash counter, a daily register, a customer credit (udhari) ledger, and a business calculator with GST.
Unlike OkCredit, Khatabook, or Vyapar — Udhari Book requires no login, no account creation, and no internet connection. All your data is stored only on your phone. Nothing is uploaded to any server. Your business data is 100% private.
Whether you run a kirana store, vegetable shop, cloth store, mobile shop, or any small business — Udhari Book is designed to replace your physical bahi khata and calculator in one simple app.
✅ Key USP: Udhari Book is the only free offline app that combines Cash Counter (all Indian notes/coins) + Udhar Ledger + Daily Register + GST Calculator — with WhatsApp reminders in Hindi, Marathi & English. No login. No subscription. No data upload.
Count all Indian notes & coins. Auto-total in lakh/crore format. Share via WhatsApp.
Opening balance, sales, expenses, other. Auto closing balance. Share daily report.
Customer credit ledger. Diya/Liya tracking. WhatsApp/SMS payment reminders.
GST, Profit/Loss, Discount, Split Bill. All calculators in one place.
Set business name, owner name, reminder language (Hindi/Marathi/English).
No login. No internet needed. All data on your device only. Zero server upload.
The Cash Counter is the most unique feature of Udhari Book — no other free business app in India offers this. Count every Indian denomination at the end of the day:
₹2000, ₹500, ₹200, ₹100, ₹50, ₹20, ₹10 notes and ₹5, ₹2, ₹1 coins — enter the count for each.
Total automatically calculated in Indian numbering system — lakhs and crores. Not just plain numbers.
Add an adjustment amount (like advance payment received) or subtract (like petty cash paid). Flexible counting.
Save each day's cash count and view history anytime. Track cash trends over time.
Total amount automatically written in words — e.g., "Two Lakh Fifty Thousand Rupees." Useful for records.
Share the full cash count report on WhatsApp in one tap — to your accountant, partner, or yourself.
💡 OkCredit, Khatabook और Vyapar में कोई Cash Counter नहीं है। Udhari Book is the only free Indian business app with a full denomination-wise cash counter. Perfect for kirana stores, medical shops, and any cash-heavy business.
Replace your physical bahi with the Daily Register module. Record every business transaction of the day:
Start each day by entering your opening cash balance. The app auto-calculates your closing balance.
Record daily sales with amount, description, and time. Multiple entries per day supported.
Track shop expenses — rent, electricity, purchase, wages. Categorise with description.
Any other transaction that doesn't fit sales/expense — like owner drawings, loans, etc.
Opening + Sales − Expenses = Closing balance. Calculated automatically. No manual math.
Share the full daily report via WhatsApp, SMS, or any app — in a clean, readable format.
The core feature — a digital udhar khata to track every customer's credit (baki). Never forget who owes you money:
Import customers directly from your phone contacts or add manually. Customer name, number, and notes.
Record money you gave on credit (Diya) and money you received back (Liya). Real-time pending balance.
Edit or delete any customer or transaction anytime. No locked entries.
See exactly how much each customer owes you at any time. Sorted by pending amount.
Send payment reminder to any customer in one tap via WhatsApp or SMS — in Hindi, Marathi, or English.
Choose reminder language per customer — Hindi, Marathi, or English. Customize the message template.
Share complete udhari statement of any customer — all transactions, dates, and pending balance.
✅ Sample Reminder Message (Hindi): "नमस्ते [Name], आपकी उधारी ₹[Amount] है। कृपया जल्द भुगतान करें। — [Your Shop Name]" — auto-generated, customizable, sent via WhatsApp in one tap.
Five calculators in one module — everything a small business owner needs daily:
Clean, simple calculator with history. Standard arithmetic operations.
Add GST to a base price OR extract GST from an MRP-inclusive price. Auto CGST + SGST split. All 5 GST slabs free.
Enter cost price and selling price — instantly see profit/loss amount and percentage margin.
Calculate final price after discount. Enter original price and discount % — get final price and saved amount.
Split any bill equally among any number of people. Useful for restaurant bills, group purchases, etc.
Udhari Book's GST Calculator is one of the most complete free GST tools available on Android. It supports all 5 standard Indian GST slabs with automatic CGST and SGST calculation:
| GST Slab | CGST | SGST | Common Items | Add or Extract |
|---|---|---|---|---|
| 0% GST | 0% | 0% | Rice, wheat, milk, vegetables, medicine | ✅ Both |
| 5% GST | 2.5% | 2.5% | Edible oils, sugar, tea, coffee, clothes <₹1000 | ✅ Both |
| 12% GST | 6% | 6% | Frozen meat, butter, cheese, mobile phones | ✅ Both |
| 18% GST | 9% | 9% | Electronics, restaurants, services, soaps | ✅ Both |
| 28% GST | 14% | 14% | AC, cars, tobacco, luxury goods | ✅ Both |
💡 Add GST Example: Base price ₹1,000 + 18% GST → CGST ₹90 + SGST ₹90 = Total ₹1,180 | Extract GST Example: MRP ₹1,180 (18% inclusive) → Base ₹1,000 + CGST ₹90 + SGST ₹90
Search "Udhari Book" on Google Play Store or click the button below. Free install, no sign-up required.
Go to Settings → Enter your shop/business name and owner name. This appears on all reports and WhatsApp reminders.
Set default reminder language — Hindi, Marathi, or English. Set your default home screen (Cash Counter / Register / Udhari / Calculator).
Go to Udhari Book tab → Add customer from contacts or manually. Start recording Diya (credit) and Liya (payment received) transactions.
Cash Counter → Enter count of each denomination → Auto-total → Save session → Share via WhatsApp to your accountant.
Udhari Book → Select customer with pending balance → Tap "Remind" → WhatsApp opens with pre-written message. One tap. Done.
Udhari Book is built for any Indian business that deals with daily cash and customer credit. If you currently maintain a physical bahi khata or use a calculator for GST — this app replaces both:
Kirana & General Store Owners
Vegetable & Fruit Vendors
Cloth & Garment Traders
Mobile & Electronics Shops
Service Providers & Freelancers
Medical Store / Pharmacy Owners
Restaurants & Dhabas
Hardware & Building Material Shops
Auto Parts & Garage Owners
Any Daily Cash Business
How does Udhari Book compare to the most popular business apps in India? Here's the honest comparison:
| Feature | Udhari Book ⭐ | OkCredit | Khatabook | Vyapar |
|---|---|---|---|---|
| Price | Free Forever | Free (limited) | Freemium | Paid plans |
| Login Required | No Login ✅ | Required | Required | Required |
| Works Offline | 100% Offline ✅ | Needs Internet | Needs Internet | Partial |
| Cash Counter (all denominations) | ✅ All 11 | ❌ None | ❌ None | ❌ None |
| Udhari / Credit Ledger | ✅ Full | ✅ | ✅ | Limited free |
| Daily Register | ✅ Free | ❌ | Basic | ✅ Paid |
| GST Calculator (all slabs) | ✅ Free, all 5 slabs | ❌ | ❌ | Paid plan |
| Profit & Loss Calculator | ✅ Free | ❌ | ❌ | ✅ Paid |
| WhatsApp Payment Reminder | ✅ Free, 3 Languages | Limited free | ✅ | ✅ Paid |
| Data Upload to Server | Never ✅ | Yes — cloud sync | Yes — cloud backup | Yes — cloud |
| Hindi / Marathi Support | ✅ Both | Hindi only | Hindi only | Hindi only |
| Amount in Words (Indian) | ✅ | ❌ | ❌ | ❌ |
✅ Verdict: For pure offline cash management, customer udhari tracking and free GST calculation — Udhari Book is unmatched. It's the only app that does all of this without any login, subscription, or data upload. The cash counter alone makes it uniquely useful for every Indian shopkeeper.
Most business apps — OkCredit, Khatabook, Vyapar — sync your customer data, transaction history, and business financials to their cloud servers. This means:
Udhari Book is different:
🔐 For Indian Small Business Owners: Your customer list and daily cash figures are sensitive business data. With Udhari Book, that data never leaves your phone. This is a fundamentally different — and safer — approach to business data privacy.
⚠️ Disclaimer: Udhari Book is developed by NextInt Inc and is not affiliated with any bank, government body, or financial institution. All data is stored locally on the user's device. NextInt Inc is not responsible for any financial decisions made using this app. Always verify GST rates from official GST portal (gst.gov.in) for compliance purposes.
Last Updated: June 2026 · Developer: NextInt Inc · Package: com.nextintinc.udhari_book_cash_gst_calc · Platform: Android (Google Play Store)