What is the Setkari Karjmafi Krushi Yojana App?
The Setkari Karjmafi Krushi Yojana app (शेतकरी कर्जमाफी कृषी योजना) is a free Android application designed specifically for Indian farmers — especially those in Maharashtra — who want clear, reliable, and up-to-date information about all major government agricultural schemes in the Marathi language.
Most farmers miss out on thousands of rupees in government benefits simply because the information is scattered across multiple websites and is not available in Marathi. This app brings everything together: eligibility criteria, required documents, application process, latest updates, daily news, and YouTube guidance videos — all in one place.
🌾 Key Fact: An eligible Maharashtra farmer can receive up to ₹2,14,000+ per year by combining Karjmafi loan waiver + PM-KISAN + Namo Shetkari + PMFBY crop insurance + KCC subsidised loan. The app guides you through every single scheme.
9 Government Schemes Covered — At a Glance
The app provides detailed information about nine of the most important central and state government schemes for farmers. Here is a complete overview:
शेतकरी कर्जमाफी योजना 2026
₹2,00,000 पर्यंतShort-term crop loan waiver up to ₹2 lakh via DBT directly into bank account.
PM-KISAN सन्मान निधी
₹6,000 वार्षिक₹6,000 per year in 3 installments of ₹2,000 for all eligible farmers across India.
PMFBY पीक विमा
नुकसान भरपाईCrop insurance against natural disasters, drought & pests. Only 1.5–2% premium for farmers.
किसान क्रेडिट कार्ड (KCC)
4% व्याजदरUp to ₹3 lakh loan at just 4% interest for farming, animal husbandry, and fisheries.
PM कृषी सिंचाई (PMKSY)
55-90% अनुदानGovernment subsidy for drip and sprinkler irrigation — "Har Khet Ko Pani" mission.
MSP — किमान आधारभूत किंमत
MSP गॅरंटीPM-AASHA scheme ensures farmers get minimum support price. Difference paid via DBT.
RKVY कृषी अनुदान
50% सबसिडी50% subsidy on quality seeds, fertilisers and agricultural equipment purchases.
पशुधन विमा योजना
50-70% प्रीमियम सबसिडीInsurance for cows, buffaloes, goats and other livestock with government premium subsidy.
नमो शेतकरी महासन्मान
₹6,000 वार्षिक (राज्य)Maharashtra state gives additional ₹6,000/year to PM-KISAN beneficiaries — total ₹12,000.
Shetkari Karjmafi Yojana 2026 — Detailed Guide
The flagship scheme in the app is the Maharashtra Shetkari Karjmafi Yojana 2026. Under this scheme, eligible farmers can have their short-term crop loans of up to ₹2 lakh waived. The amount is transferred directly to the farmer's bank account via DBT (Direct Benefit Transfer).
Eligibility Criteria
- ✅ Indian citizen farmer with land registered in their name
- ✅ Account in a nationalised bank linked to Aadhaar
- ✅ Crop loan taken before 31 March 2025
- ✅ Family annual income below ₹2 lakh
- ✅ Aadhaar number linked to bank account
Required Documents
How to Apply for Karjmafi 2026
Visit the Official Portal
Go to mjpsky.maharashtra.gov.in — the app opens this directly for you.
Click "कर्जमाफी अर्ज"
Select the Karjmafi application option on the home page.
Enter Aadhaar & Mobile
Enter your 12-digit Aadhaar number and registered mobile number.
Register via OTP
Verify with the OTP sent to your Aadhaar-linked mobile number.
Upload Documents
Upload clear photos of your 7/12, bank passbook and Aadhaar.
Submit & Keep Receipt
Submit the form and save your application receipt number for tracking.
⚠️ Important: Helpline for Karjmafi: 1800-180-1551 (toll free). If you face issues with the portal, call this number or visit your nearest CSC (Common Service Centre).
PM-KISAN + Namo Shetkari = ₹12,000 Per Year
Maharashtra farmers are uniquely positioned to receive double the annual benefit thanks to the combination of PM-KISAN (central government) and Namo Shetkari Mahasanman Nidhi (state government).
💰 Annual Benefit Calculator for Maharashtra Farmers
3 installments of ₹2,000
3 installments of ₹2,000
How to Check PM-KISAN Status
- Visit pmkisan.gov.in
- Click on "Beneficiary Status"
- Enter your Aadhaar number
- Verify with OTP
- View all your installment history
⚠️ eKYC is Mandatory for PM-KISAN: If you have not completed eKYC, your next installment will be withheld. Complete eKYC at pmkisan.gov.in or your nearest CSC centre immediately.
PMFBY Crop Insurance — How to File a Claim
The Pradhan Mantri Fasal Bima Yojana (PMFBY) provides comprehensive crop insurance at very low premium rates. Farmers pay only 1.5% for Rabi crops and 2% for Kharif crops — the government pays the rest.
2025-26 PMFBY Key Updates
🔔 Latest PMFBY News (March 2026)
Kharif 2025 claims approved — ₹1,800 crore compensation for 22 lakh Maharashtra farmers
Rabi 2026 insurance registration deadline: 31 March 2026
If crop damaged, report within 72 hours on the PMFBY portal or call Helpline: 14447
New fast-track claim settlement: DBT within 15 days of approval
MSP Rates 2026-27 — Today's Market Prices
The app provides daily MSP (Minimum Support Price) and market rates so farmers can sell their produce at the right time and the right place. Below are the latest declared MSP rates for key crops:
| Crop / पीक | MSP 2026-27 (per quintal) | Portal |
|---|---|---|
| 🌾 Wheat / गहू | ₹2,425 | enam.gov.in |
| 🌾 Paddy / धान | ₹2,300 | enam.gov.in |
| 🌱 Soybean / सोयाबीन | ₹4,892 | enam.gov.in |
| 🧅 Onion / कांदा | Market-linked | enam.gov.in |
| 🌿 Gram / हरभरा | ₹5,440 | enam.gov.in |
| 🌻 Mustard / मोहरी | ₹5,650 | enam.gov.in |
| 🫘 Tur Dal / तूर | ₹7,550 | enam.gov.in |
Kisan Credit Card (KCC) — 4% Interest Loan
The Kisan Credit Card (KCC) scheme provides farmers, animal husbandry workers, and fish farmers with revolving credit up to ₹3 lakh at just 4% annual interest (after government interest subsidy). Funds can be withdrawn from any ATM as needed.
- Who is eligible: All farmers, PM-KISAN beneficiaries get priority. Now extended to fishers and livestock farmers.
- Where to apply: SBI, PNB, or any cooperative bank nearest to you.
- Timeline: KCC issued within 14 days of complete document submission.
- 2026 Target: 4 crore new KCC cards to be issued this year.
All Official Government Portal Links
The app opens all these official portals directly inside the app — no browser needed, no fake websites:
| Scheme | Type | Official Portal |
|---|---|---|
| 💰 Karjmafi 2026 | State | mjpsky.maharashtra.gov.in |
| 🏛️ PM-KISAN | Central | pmkisan.gov.in |
| 🌦️ PMFBY Crop Insurance | Central | pmfby.gov.in |
| 💳 KCC / PM-KISAN | Central | pmkisan.gov.in |
| 💧 PMKSY Irrigation | Central | pmksy.gov.in |
| 🌾 MSP / e-NAM | Central | enam.gov.in |
| 🌱 RKVY Subsidy | Central | rkvy.da.gov.in |
| 🐄 Pashudhan Vima | Central | dahd.gov.in |
| 🏆 Namo Shetkari | State | pmkisan.gov.in |
App Features — Why Farmers Love It
- 📱 Marathi language first — All scheme information, news, and guides in Marathi
- 📰 Daily agri news — Fresh news from 10 dedicated Marathi agriculture news feeds
- ▶️ YouTube guidance videos — How-to videos for each scheme directly in the app
- 🔗 Direct apply links — One-tap access to official government portals
- 🔔 Live scheme updates — Latest installment amounts, deadlines, new announcements
- 📊 Market prices — Daily MSP and APMC market rates for major crops
- 🔍 Eligibility checker — Simple guide to check if you qualify for each scheme
- 📋 Document checklists — Never miss a required document when applying
- 💾 Works offline — Scheme details available without internet connection
- 🆓 Completely free — No subscription, no hidden charges
Frequently Asked Questions (FAQ)
About NextInt Inc & Contact
The Setkari Karjmafi Krushi Yojana app is developed and maintained by NextInt Inc, an app development company focused on building useful, accurate tools for Indian farmers and citizens. The app is updated regularly to reflect the latest scheme changes, new installment announcements, and portal URL changes.
For feedback, corrections, or to report an issue with any scheme link: sonawalesvijay@gmail.com
Other apps by NextInt Inc: Agri Stack All India — Farmer Registration App
Last Updated: March 2026 | Developer: NextInt Inc |
Contact: sonawalesvijay@gmail.com
This article is for informational purposes only. All official scheme applications must be completed on
government portals. Scheme details are subject to change — always verify on official websites.